India Post Payments Bank Recruitment 2025: Apply for 309 Junior Associate & Assistant Manager Posts

The India Post Payments Bank (IPPB) is a public sector bank owned entirely by the Government of India. It was created to ensure financial inclusion and provide banking access to every Indian citizen through the postal network.

With its presence across 650 branches and over 1.65 lakh post offices, IPPB brings convenient banking to millions of rural and urban customers through postal employees and Gramin Dak Sevaks.

Important Dates

Candidates applying for IPPB Recruitment 2025 must take note of the key dates mentioned below:

Applicants are advised to submit their online forms well before the deadline to avoid last-minute technical issues.

Application Fee

To complete the online registration process, candidates need to pay a non-refundable application fee as per the details below:

• Application Fee: ₹750/- (for all candidates)
• Mode of Payment: Online only (Debit Card / Credit Card / Net Banking / UPI)

Applications submitted without the prescribed fee will be automatically rejected.

Total Vacancies

IPPB has announced 309 vacancies across India for two major positions. The distribution is as follows:

These posts are available at various IPPB branches and field offices across different states and union territories.

Eligibility Criteria

Eligibility for IPPB recruitment is based on educational qualification, age limit, and experience as on 1 November 2025.

A. Educational Qualification

Applicants should hold a graduation degree in any stream from a recognized university or educational institution.

B. Experience & Employment Level

• Junior Associate:
  • Regular employees working in Level 4, 5, or 6 positions (Group C/B) with at least 3 years of experience.
  • Only employees from the Department of Posts (DoP) are eligible.
• Assistant Manager (Scale-I):
  • Regular employees from other Central/State Government offices, PSUs, or CPSEs.
  • Must hold a position in Level 7 (with 5 years of service) or Level 8 (with 3 years of service).
  • Employees from the Department of Posts are not eligible for this position.

C. Age Limit

Relaxation in the upper age limit will be provided to candidates belonging to reserved categories as per the rules set by the Government of India.

Pay Scale and BenefitsThe India Post Payments Bank (IPPB) offers an attractive salary package to candidates selected on deputation. The pay structure has been designed in line with government standards, ensuring financial stability and additional benefits during the deputation period.

Pay Scale Details:

• Assistant Manager (Scale-I):
  • Pay Level equivalent to JMGS-I (Junior Management Grade Scale-I) in the banking sector.
  • Basic Pay: ₹36,000 – ₹63,840 per month (approx.) depending on the parent department and applicable allowances.
• Junior Associate:
  • Pay Level corresponding to Level 4 to Level 6 under the 7th CPC Pay Matrix.
  • Basic Pay: ₹25,500 – ₹56,100 per month (approx.) depending on grade and experience.

Additional Allowances and Benefits:

• Deputation Allowance: Paid as per Government of India rules (up to 10% for same station and 20% for outstation posting).
• Dearness Allowance (DA): As per the latest central government rates.
• House Rent Allowance (HRA): Based on the city of posting (8% to 24%).
• Travel Allowance & Daily Allowance: As per IPPB and parent department norms.
• Medical and Pension Benefits: Continue as per parent organization’s policies.

Tenure of Deputation and Salary Continuation:

• The deputation period will be initially for one year, which may be extended up to three years depending on performance and bank requirements.
• Employees can opt to:
  1. Draw the pay of the deputation post under IPPB, or
  2. Continue with their basic pay in the parent cadre, along with deputation allowance and other admissible benefits.

This dual-option system ensures that employees do not face any loss of pay during the deputation while enjoying all standard allowances and incentives applicable at IPPB.

Selection Process

The selection process for IPPB deputation recruitment will be merit-based. Candidates will be shortlisted based on:

1. Percentage of marks obtained in graduation.
2. Verification of experience and eligibility documents.
3. Interview or Assessment Test (if required by IPPB).

Tie-Breaking Rule:

If two candidates have the same marks in graduation, the older candidate (by date of birth) will be given preference.

Candidates must provide exact percentage marks (up to two decimal points). Rounding off marks will not be accepted.

Required Documents

Candidates are required to upload the following documents while completing the online application process:

• Recent passport-size photograph and signature
• Educational certificates
• Experience proof
• No Objection Certificate (NOC) from the parent department, confirming:
  1. No disciplinary action in the last five years
  2. Vigilance clearance
  3. Willingness for deputation and relieving within 30 days if selected

Applications without proper NOC will be rejected.

Deputation Tenure and Review

• Initial deputation period: 1 year
• Extendable annually up to 3 years based on performance.
• Performance will be reviewed every 6 months.
• Unsatisfactory performance for two consecutive reviews may lead to repatriation.
• After completion, a two-year cooling-off period is mandatory before future deputation in IPPB.

Selection Rules and Conditions

• Deputation will follow IPPB’s HR and deputation policies.
• Continuation will depend on annual performance review.
• Employees may be reverted to their parent organization if found unsuitable.
• All disputes related to this recruitment fall under the jurisdiction of Delhi courts.

Application Process

Eligible candidates can submit their applications online by visiting the official website of India Post Payments Bank (IPPB). The process is as follows:

Step-by-Step Application Guide:

1. Visit the official website — ippbonline.com.
2. Navigate to the “Careers” section on the homepage.
3. Click on the latest advertisement: IPPB/CO/HR/RECT./2025-26/04.
4. Read the full notification carefully.
5. Fill in the online form with accurate personal, educational, and employment details.
6. Upload all required documents (photo, signature, certificates, NOC).
7. Pay the ₹750 application fee using online mode.
8. Review all details carefully before final submission.
9. Submit the application and download/print the confirmation page for future reference.